When is the asset search before the court necessary?

When it is necessary to search for assets before a court case, it can often be a daunting task. To determine the necessity of such an inquiry, you must consider the nature of the case and the potential for financial gain or even loss.

For instance, an asset search may be a critical component of a successful outcome in debt collection, divorce, and personal injury cases. In debt collection cases, an asset search reveals any hidden funds or valuable items belonging to the debtor. This may prove critical, as it can provide a means to satisfy the debt and provide a return to the creditor. In divorce cases, an asset search can identify the financial assets of the parties involved, ensuring they are both included in the settlement as required.

Lastly, in personal injury cases, an asset search can provide insight into the defendant’s financial resources and aid in recovering damages due to the plaintiff. As such, an asset search before a court case is often necessary and can provide significant benefits. Where resources may be hidden, an asset search can provide the means to uncover them and ensure justice is served.

Why you may need to do a pre-litigation asset search

As a lawyer, there comes a time when you have to get your foot in the door, but remember not to violate any laws. Victory doesn’t come cheap. So you need not be just any lawyer. No, you have to know it all. And there’s no better way to get the information you need than a pre-litigation asset search. Irrefutably, it’s a witches’ hex, but who can blame an innocent attorney who is just in the game to ensure justice is dispensed?

So use it to get a detailed view of a party’s assets and liabilities before any legal action gets underway. Other reasons to use the pre-litigation asset search include the following:

Pre-litigation asset search to uncover untruths

In the legal field, there is a point where you need some information to determine the best course of action to take in your case. In such matters, a pre-litigation asset search may pay dividends. With your hands on it, you can get a better idea if there are any hidden assets or liabilities that may be relevant to the case, as well as provide valuable insight into a party’s financial standing. As a result, you may use this data to craft a strategy tailored to the case’s specifics and can help your lawyer craft a winning argument.

Further, the pre-litigation asset searches can also be used to identify potential creditors or claimants that may have a legitimate claim against the opposing party. The resulting information can be used to strengthen your case. Additionally, if the opposing party is found to have assets or liabilities that were not previously disclosed, these can be used to your advantage in the proceedings.

Pre-litigation asset search to determine the worth of pursuing the case

In any legal proceeding, the stakes can be high and the outcome uncertain. Before a case is taken to court, it is essential to know if a lawsuit is worthwhile. This is where a pre-litigation asset search comes in. This type of search looks to uncover any potential defendant’s assets. This can provide invaluable insight into whether a case is worth pursuing.

Should there be a dearth of pre-litigation asset searches, plaintiffs may find themselves in a court case with few prospects of success. As a result, knowing the defendant’s assets can mean the difference between winning and losing your case.

In its entirety, the search sheds light on the defendant’s financial status. As a result, it can calculate the number of damages that can be compensated in a given case. Sometimes the defendant may have few assets. As such, the plaintiff may not be able to receive the compensation they are seeking. Therefore, with the pre-litigation asset search, you can determine if a case is worth pursuing.

Pre-litigation asset search to prevent fraud transfers

The malicious machinations of men know no bounds, and they may seek to willfully conceal or transfer assets to thwart the law’s justice. A pre-litigation asset search is necessary to ensure the truth is revealed before a court case can begin. This process, often undertaken by an investigator, involves scouring all possible sources of information about a person’s assets, including public records, databases, and interviews with people who may know the subject’s financial affairs.

The scope of the pre-litigation search is akin to a noose around the necks of victims of the alleged wrongdoing and those seeking to benefit malevolently from a divorce. It can reveal the true extent of the assets owned by the subject and the history of the asset transfers. In return, the information helps the court make an informed decision as to the appropriateness of the transfers and whether they may have been done in bad faith. Additionally, the evidence gained by the search can help establish a monetary value for damages in fraud cases.

Also, what is overlooked when doing the pre-litigation asset search is its ability to prevent fraudulent transfers of assets. However, that can only happen when the search results are gathered carefully and accurately to ensure the court has all the necessary information to make an informed decision.

What can a pre-litigation asset search uncover?

The disadvantage of being a lawyer is that you eventually become the villain in someone else’s story. It’s even worse when you have to solve heinous mysteries. However, to improve your chances of winning or determining whether you need to pursue the case further, you should investigate their assets and financial resources at the same time. Further, the pre-litigation asset search may reveal information such as the following:

• Bank accounts
• Stocks
• Bonds
• Real estate
• Vehicles
• Collectibles
• Jewellery
• Foreign accounts
• Hidden sources of income, such as offshore accounts,
• Investments and other financial activities that seem not to be apparent

Can you use the pre-litigation asset search to prove liabilities?

Yes, a pre-litigation asset search may reveal any liabilities apart from assets. These may include

• Unpaid taxes and mortgages
• Bankruptcy
• Pending lawsuits and judgments.

Knowing these details in advance allows attorneys to make informed decisions and better prepare for the litigation process.

Take away

Retrospectively, a pre-litigation asset search is an invaluable tool for attorneys and plaintiffs alike. It would help if you considered it necessary for debt collection, divorce, and personal injury cases. And so far, there is no better way to uncover hidden funds or even valuable items belonging to the debtor than to identify the financial assets of the parties involved. Or let alone provide insight into the financial resources of the defendant.

Even so, a pre-litigation asset search may have concise data, and that’s where the question, “What’s the role of our private investigator in a pre-litigation asset search?” arises.

Indeed, a private investigator is your premier choice regarding a pre-litigation asset search. There are a lot of hidden mysteries that their keen eye and skillful prowess can only uncover. What gives us an upper hand is that our private investigators are former federal agents from the DEA, FBI, IRS, and Secret Service. We utilize the latest investigative techniques to discover the financial resources of the other party, helping you secure the best possible outcome in court.

With our knowledge, you are guaranteed to get detailed reports about all the assets of the other party involved. Also, if you need assistance gathering evidence and other documents necessary to bring a case to court, please get in touch with us at 1-800-577-1080 to get more information.

• Bank accounts: These are the most common types of hidden assets. However, PIs can check bank statements to determine an individual’s money trail.
• Real estate and property: PIs can uncover instances where dishonest debtors change property ownership to family and friends to avoid their debts.
• Tax overpayment: There are instances where individuals can pay the IRS before their taxes are due, placing the funds in the IRS’s control where they can’t be garnished or seized.
• Vehicles and vessels: dishonest individuals can transfer vessel and vehicle ownership to friends and relatives to conceal them. They do this because cars are harder to locate and seize if the court needs to liquidate them.
• Corporate and business interests: It can be hard to tie debtors to assets they choose to place into a corporation. However, investigators can investigate a company’s ownership and records to determine whether the individual put their assets in the company.

Less common assets include life insurance policies, art, leases, trademarks, and patents. Searching for assets requires excellent skill, and individuals tasked with this service must find a set of data with valuable information. Various asset classes require specific search processes. The search also helps reveal assets that have been changed classes, with the intent of being hidden.

When are asset searches beneficial?

A private investigator asset search is beneficial when:

Filing for a divorce

There is always the chance that your significant other could hide assets throughout your marriage. These include inheritances, property, hidden bank accounts, etc. Whether you are entitled to these assets when divorcing depends on whether you signed a prenuptial.

However, you could be entitled to assets you obtained during your marriage. It helps cover all bases during your divorce if you suspect your spouse may be hiding assets. You can do this through an asset search investigation.

Filing a lawsuit

It helps to request an asset search when filing a lawsuit, especially if your case is in pre-litigation (before filing a lawsuit). Filling an asset search during this stage can guide your litigation strategy and allow you to get a reasonable settlement. Lawyers are legally obligated to present you with an asset search option.

For instance, doing an asset search after someone has hit you with their vehicle helps you determine how and if the individual can pay you back. The investigation uncovered additional finances that the individual you are suing could liquidate to cover your compensation. This helps you strategize how you’ll proceed with your case.

During a merger or business acquisition

It helps to perform proper investigations before making significant business agreements. For instance, you have to know whether the company has a history of bankruptcy. Private investigators will research the company’s public records to determine whether they have previous UCC or bankruptcy fillings. This information helps you determine whether the company has a profitability potential and provides insight into its finances.

Filling for child support

Most individuals provide accurate financial information during child support cases. Individuals are supposed to make payments depending on their financial reports. The payments help support their children until they reach an age where they can support themselves.

However, there are instances where parents lie about their finances in child support cases. The court considers these hidden assets, and private investigators are hired to perform an asset search. Often, the probe includes a background check, surveillance, etc. The PI gathers evidence that clients can present in court to help with the proceedings.

How does a private investigator asset search work?

Private investigators use all available tools to uncover an individual or entity’s assets. Some techniques they may choose to use include:

A background check

Background checks are essential since they help private investigators collect vital information about a company or individual. In most cases, background checks determine whether individuals are suitable for particular jobs. However, they can also reveal more details about individuals, companies, and organizations.

Background checks can reveal vital information like fraud, hidden assets, and valuable information to the primary party. Typically, PIs run background checks to determine the following:

• Financial records
• Education History
• Criminal records
• Employment history
• Credit score
• Owned property/ estates
• Driving records
• Arrest records
• Public Records

Surveillance

Private investigators may choose to surveil individuals to prove they have hidden taxes. For instance, individuals in divorce court may have various hidden art pieces in storage lockers. PIs may choose to surveil the individual to uncover said assets. The technique involves following the individual to determine where they hid their assets.

The private investigator records their findings, documents them, and brings them to the client or lawyer. If gathered legally, the lawyer or client can use the information in court to help them with the case. You’ll have to surveil the individual without their knowledge to avoid the chance of them moving their hidden assets.

Public record search

Public records are information recorded and later provided by public agencies. These include the federal and local government and contain information like criminal records, real estate records, vital records, immigration records, and corporate records. Public members can also record and avail an individual or company’s public records.

While the information is available to the public, it requires skilled individuals to find and connect various records, making them useful during a court case. PIs are more experienced in this area and can help you find said documents in hours or days. Private investigators can find the information quickly, which can be vital to relevant cases.

Private investigators can also go through an individual’s mobile devices, finance records, chat histories, email, etc., to find relevant information. They are thorough in their search and don’t stop until they are sure nothing is there to find because they don’t want to overlook any information that impacts an investigation negatively or positively.

Conclusion: Private Investigator Asset Search

Choosing a reputable private investigation firm to perform your asset search is vital, especially when you need the information to win your case. You can call us any time at 1-800-577-1080 or fill out our web form for a reliable private investigator asset search. Our firm’s investigators comprise former DEA, FBI, IRS, and Secret Service agents with sufficient skills and resources to uncover all required evidence for your case.

Unfortunately, during the divorce process, you may realize that your ex is not who you thought they were. They might come off as an entirely different person and even try to conceal assets to increase their share of the property settlement. If you have such a concern, you can take steps to locate hidden assets and funds to ensure you get your full share.

How to tell if your spouse is hiding money or assets

Divorce may be an extremely draining process, made considerably more complicated if one spouse attempts to defraud the other of their property and assets. Even if your relationship was built on trust, you can’t just assume your partner will not try to do this to you in the event of a divorce. People going through a divorce should take the necessary precautions to safeguard their personal interests and ensure assets and funds are properly accounted for throughout the process.

Signs that your spouse is hiding assets and money include:

• Your partner has full access to financial investments, bank account details, and online login credentials.
• Your partner has a secret safe or safe deposit box, especially if it’s utilized for storing valuables and financial documents.
• You receive records or letters for a credit card or bank account you know very little about.
• Your husband has consistently overpaid your credit card balance.
• Automatic payments that are being sent from your shared account to recipients you are unfamiliar with
• Your spouse withdraws large sums from your joint accounts without informing you.
• Your partner buys expensive stuff such as automobiles, artwork, and antiques.
• Your partner underreports the income they receive off the books or from self-employment.
• Your partner often pays bogus debts to a friend or family member who promises to reimburse the money.

Common Hiding Spots

Learning how individuals hide assets and money will help you find them more quickly. Some of the ways people try to hide assets and money include:

• Refuting the asset’s existence
• Giving the asset to a 3rd party to get it back later
• Claiming that the asset was destroyed or lost
• Making up false debt

If you feel your partner is hiding assets and money, you can take measures to confirm your suspicions and try to find them. Here’s a look:

How to Uncover Your Spouse’s Hidden Assets

While verifying that your spouse is hiding assets and funds can be difficult, a paper trail usually follows the existence or concealment of most possessions. As a result, if you believe your spouse is concealing assets, obtain copies of all financial records. This is especially true if, throughout your marriage, your partner managed the books and you had little to no involvement in tracking funds. That means you were an “out spouse.” Simply put, you don’t know your assets and properties well.

If your partner is capable and willing to supply all records, the data-gathering process may be smooth. Unfortunately, this is only sometimes the case. Occasionally your partner needs help locating the documents. If this is the case, you can team up to acquire information. Account records are easy to obtain nowadays, thanks to online portals that allow access to information. You can also file joint information requests with banks, mortgage firms, retirement fund managers, and other third-party service providers.

Sadly, many spouses choose not to provide information to conceal assets. If you suspect your spouse will be unwilling to divulge all financial records during your divorce, you’ll need to go through a proper legal process to obtain documents and information. This is referred to as the “discovery process.”

What’s the discovery process?

The discovery is the official exchange of information between spouses about the evidence or witnesses they’ll present during the divorce. The process offers various means for gathering information but varies between states. The general steps include the following: The discovery process provides multiple means for gathering information, which differ slightly from state to state but often involve all of the next:

Document demands

You can request documents from your spouse, such as financial statements, tax returns, account details, and loan applications.

Written queries

You can persuade your spouse to answer written questions referred to as “interrogations” to verify particular claims you suspect are valid. Written questions are also known as “requests for admission.”

Inspections

You can request an inspection of property such as a wine collection, safes, and safe deposit boxes.

Oath-based testimony

You, your marital partner, and your attorneys will stand before a judicial officer in an oral examination. Your spouse is bound to speak truthfully and must respond to questions from your attorney.

The discovery procedure is an effective technique to obtain financial records from a stubborn spouse since the judge can enforce compliance and impose fines in the event of disobedience. Furthermore, they could face perjury charges if they tell lies. This could be the motivation your marital partner needs to disclose hidden assets and funds. Generally, it would help if you did not depose your husband until you have access to their financial records.

That way, you’ll be able to ask them questions concerning the records and materials you’ve already reviewed. However, locating financial documents can be difficult, especially for people who have investigation experience. That’s where Private investigators come in handy. PIs can help when dealing with a hidden asset, husband or wife.

How can PIs help with assets search for divorce?

An experienced private investigator can assist you in determining whether assets and funds are being hidden. They can access various resources, including databases, public documents, and surveillance equipment. They can assist in the discovery of information pertaining to holdings, income, liabilities, and debts.

Furthermore, private investigators are trained in the technique of subtle investigation. They can unearth material without alarming the subject of the investigation. Some of the information PIs can help obtain includes

Tax Returns

PIs can assist you in obtaining copies of recent financial years’ tax filings for comparison and uncovering hidden assets. Indeed, while your partner may not think twice before feeding you lies, they may be scared of lying to the IRS on their tax returns. With the help of a PI who is experienced in financial matters, focus on the following areas to look for indications of hidden assets:

• Wages and income. Dividends, interest, business income, capital gains, pensions, IRA distributions, salaries, wages, tips, annuities, social security, and unemployment compensation are all included on Form 1040. Check to see if this information correlates with what you know.
• Income from interest and dividends. Income-producing investments such as savings accounts, money market accounts, bonds, bank CDs, and loans issued to other parties will also appear on Form 1040. If you’ve previously done an inventory of all assets, use this report to verify and discover new, hidden, or vanished assets.
• Distributions from a retirement plan. 1040 also includes funds received from a delayed compensation scheme or an IRA program. If the spouse received distributions, find out where the money went.
• Refunds. Examine prior tax returns for any tax refunds. When a spouse suspects a divorce, they may purposefully overpay taxes for a particular year, hoping to be reimbursed in full after the conclusion of the divorce.
• Carryforwards. This state or IRS income tax regulation lets taxpayers store unused credits, losses, or deductions for use in a subsequent tax period. For example, people can “carry forward” any charitable contributions exceeding half their income to a future tax year. These kinds of credits must be accounted for during property division.
• Schedule A (Itemized deductions). This section lists local itemized deductions, such as local and state taxes incurred on income, personal property, and real estate. So if your spouse paid taxes on an unfamiliar property, you’d see it here. Note the property name, purchase date, and source of payment.
• Schedule A (Miscellaneous deductions). These may comprise expenses for estate planning and even tax advice. If you weren’t aware your spouse had visited an estate planner or a tax specialist, you should contact them directly. Your investigation may turn up things like a hidden trust fund or real estate property.
• Section III of Schedule B (Foreign Accounts). This section of Schedule B provides a summary of your partner’s foreign trusts and accounts. Check to see if there are any assets you don’t know anything about.
• Schedule C (Profit and loss from business). This is where you look at the reported sales, costs of products sold, company expenses, and net earnings to see how your husband’s business is performing. You can also examine the additional assets acquired by an associated business organization.
• Schedule D (Capital Profits and Losses). This section details capital gains and losses from real estate, bonds, and stocks. Things like dividends and interests can help detect new properties or the absence of previously stated assets.
• Schedule E. This section details additional income and losses from estates, trusts, leased property, and royalties from any books, music, copyrights, software, and patents. These details can assist you in locating any hidden assets.

Bank account statements

Statements from savings and checking accounts can reveal a plethora of information about your wife’s income, expenses, and odd withdrawals or deposits. You might uncover that funds were utilized to buy luxury assets or real estate solely in her name.

Mortgage closing documents

Because lenders require applicants to detail all assets, debts, and income sources when applying for a loan, mortgage closing documents may provide a plethora of information. So, if you and your marital partner were involved in obtaining a mortgage, they must have been required to disclose income and assets on that paperwork. Check for the supplied W-2 forms, Form 1099s, payroll stubs, retirement accounts, brokerage accounts, profit, and loss statements from freelance work, and the listed market value of any rental property and the income they generate.

The disadvantage is that the financial information listed in the mortgage closing papers may be old. Indeed, the accounts listed in the documents may have already been spent or closed by the time you look. Nonetheless, checking these documents is essential. You may discover not only hidden assets but also old ones that you completely forgot over time.

Cash flow and trace accounts

Tracing funds’ movements and accounts during the relationship may reveal the existence of hidden assets. Your PI will require details of all accounts held in your name, that of your spouse, or both. This comprises savings, brokerage, checking trust, and every other account handled by either party during the relationship.

They’ll obtain copies of wire transfers and canceled checks to see whether your partner approved any significant transactions without your knowledge. They’ll use tracing tools to figure out where the money went. The money could be hidden in an individual or a joint account with another party. They could also maintain it as a “gift” with a friend or relative, hoping to take it back after the divorce. Tracing is an excellent method for locating hidden assets.

Hidden bank accounts

Private investigators can assist you in subpoenaing and reviewing material from institutions where you think your partner has hidden accounts. When lawfully subpoenaed, a financial institution must turn over all documents pertaining to your partner’s name. Simply checking the identities of those who sent or received money from your spouse’s accounts is all the PI needs to do. Any strange accounts that pop up could be where they have concealed funds. They can even subpoena information from the recipients’ banks. If the institutions do not comply, they may be held liable.

Financial statements and loan applications

A loan company will require a filled-out application, account records, copies of recent pay stubs, and a notarized declaration pertaining to all assets and liabilities before authorizing a loan. If your husband filed for a loan, your PI can obtain a copy and examine it for hidden assets. Your husband may also have filed a personal financial disclosure with the lender.

This will include all their assets, income, debts, and expenses. It’s a declaration from your husband to the lender about all his finances and the marital estate. Examine the report for any red flags.

Credit card reports

Investigators can look through credit card bills to discover what your partner is spending their money on, which might reveal a secret lover or hidden assets. If they overpay credit card bills, they could have a hidden asset.

Business documents

If your spouse works as a freelancer or has a business, they may be concealing income or assets from you or making illegal loans that will be returned through the industry. Your private investigator can discover these details by examining the company’s revenue and financial reports.

Public Documents

PIs will also investigate public records to see if your spouse bought any rental properties, vehicles, or luxury properties without your knowledge.

Storage units and safe deposit boxes

Private investigators can also assist in the discovery of storage units and safe deposit boxes where your spouse may be concealing valuables and properties, such as jewelry or records of hidden bank accounts, real estate, vehicles, and so on.

Wrap-Up

Although couples split for various reasons, one thread that connects all divorces is a lack of trust. Where there are trust issues, you can’t assume your spouse won’t try to cheat you out of assets and funds during the divorce. Discovering hidden holdings or ensuring hidden assets don’t exist will help you get your rightful share of the divorce settlement.

The court may consider the worth of both partners’ separate property when determining how to split marital wealth and debts, so ensure your spouse lists all of their “separate” property, even if you don’t have any ownership rights.

To do that, you’ll have to take inventory of everything. Experts recommend starting early. Before initiating the marriage dissolution process, make a list of all assets. And if you suspect any hidden assets or see any irregularities, get the help of an experienced investigator to look into things.

Our private detectives can assist you in protecting your interests during your divorce.

Indeed, our staff comprises former law enforcement officials from the FBI, IRS, and DEA and can help you get the information you need. Call our office now to set up a free appointment to learn how we can help with asset search for divorce.

How to go about getting back your hidden bank accounts that were turned over to the state

Regrettably, the feeling of uncertainty when you realize your forgotten bank accounts have been handed over to the state can be overwhelming. After all, it’s your money, and it has gone missing. While the situation may seem dire, there is hope! With a little determination, you can reclaim your hidden bank accounts.

So, hang on, your first move should utter research on unclaimed property laws in your state. Remember, your state has regulations that differ from other states if it concerns forgotten or inactive bank accounts. As a result, you need to familiarize yourself with such laws.

After getting acquainted with applicable statutes, seek connections with various entities and organizations. Connect with the fiscal association that administers your record, whether it be a trust, union, or banking institution. You should thoroughly overview the accounts in question and verify their provenance in this discourse. Such evidence could come from a state-issued ID, birth certificate, marriage certificate, tax form, or banking statement.

Do you need help tracking down your hidden bank account? What must you do?

Starting with your records is wise. As a result, account numbers, opening dates, and names may be necessary. Though minor, the details above could be essential for tracking credit reports. The report is usually obtained from Equifax, Experian, and TransUnion, the three major consumer credit reporting agencies. All you need to do is get copies of all three by visiting AnnualCreditReport.com. Additionally, three will tell you whether there’s an account listed on either report.

Now, you must check all your credit cards and accounts for possible connections with the lost account(s). If there are sign-in problems with any of these accounts (such as a password change or loss of service), contact customer service immediately so they can investigate further and help protect against fraud or identity theft.

Contact the bank.

The easiest way to get a hold of your hidden bank account is to contact the bank with which you suspect you had opened an account. They already have your records, knowledge, expertise, and access to the latest developments. If indeed you had opened a statement with the bank you are contacting, or someone left one for you, the records are weighed in your favor. All that remains is for them to help you unlock the account.

It seems easy. But what could stand in your way? To begin with, you have to know your account number and sort code. You can use this information to determine if the bank has any records about you. If they do, it is a simple matter of requesting a new card from them and using it as proof of identity.

Contact any brokers, accountants, or lawyers you’ve worked with.

Still, records are vital to this part. But ironically, they are records you do not possess. Who owns it? These are your lenders, brokers, and accountants that you have dealt with in the past. They are so not fit for a storeroom, but it sounds like a good backup in a crisis. The broker may have dealt with your grantors, who, by this time, are incapacitated. Their records of account transactions as recipients of funds or witnesses of account creation may be of aid.

However, that’s not guaranteed to work; you may have to back it up with a review of old tax returns and financial documents. Also, check if other institutions opened any credit lines in your name.

Note that most of these checks are typically done either online or over the phone by calling customer service departments at banks or credit unions. Therefore, expect them to request your ID, SSN, and an address where mail can be sent for verification purposes.

Search for unclaimed assets.

Surprisingly, searching for unclaimed assets in your state can reveal a lost bank account! The state or utility company that holds the funds must make them available upon request from the legal claimer. Moreover, a hidden bank account could be connected to the asset and not closed. So, look first at an old bank. The asset had an account there previously. With the current bank merger rate of 4.4%, the old bank you may have invested in may have been absorbed by larger banks.

What you need to do next is research old statements, receipts, or communications that may provide invaluable clues about where your forgotten funds are. When you can’t find the necessary documents, check with old banks or institutions to find out if they’re still operating and if they have any of your details on record. Alternatively, try contacting credit bureaus to see if someone may have opened accounts in your name without permission.

Checkmate

Getting a hold of a lost bank account can be a tricky and challenging process that calls for research and a thorough knowledge of the applicable state laws. It requires access to the records and documents from your bank and credit bureaus. Some of these records may be confidential even to you. You may have to get a private investigator who has clearance.

And who else has better clearance than our private investigators, former DEA, FBI, IRS, and Secret Service agents? Call us today at 1-800-577-1080 and get the help you need to reclaim your hidden bank account.